General Insurances
RTP can arrange most forms of personal and commercial insurance
apart from motor insurance, to suit your requirements with extremely
competitive premiums. We can offer a comprehensive range of cover
as a result of negotiating special schemes with insurer provider
companies
Home Protection Cover
Home protection insurance encompasses both Buildings
and Contents protection for your property covering 'Fire and Special
Perils,' 'Burglary'. or Accidental Damage Risks if preferred
The basic cover, can include cover for explosion, aircraft, earthquake,
riot, civil commotion and/or malicious damage, storm and tempest,
flood, burst pipes, impact and sprinkler leakage.
Within the ‘All Risks’ option a much wider cover for
all losses and damage is provided (possibly subject to certain specific
exclusions). Discounts can be obtained for smoke detectors, burglar
alarms non smokers and window locks etc...
Employers Liability
Since 1971 all employers have had to take responsibility
for claims made against the firm for any employee incurring death,
injury or disease sustained while they are at work
Employers Liability Insurance is a protection for the employer or
firms against claims made upon them by employees, and it is legally
necessary to insure against this risk. Potentially not having this
cover could mean that the firm could become bankrupt because of
a substantial upheld claim, made by an employee
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