RTP Independent Mortgages
& Financial Services Ltd

Office: 01434 601400

Fax: 01434 601411

Email: advise@rtp-financial.co.uk

Web: www.rtp-financial.co.uk

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Insurance

» General Insurances

» Home Portection Insurance

» Employers Liability

» Public Liability
» Travel Insurance



 

General Insurances

RTP can arrange most forms of personal and commercial insurance apart from motor insurance, to suit your requirements with extremely competitive premiums. We can offer a comprehensive range of cover as a result of negotiating special schemes with insurer provider companies


Home Protection Cover


Home protection insurance encompasses both Buildings and Contents protection for your property covering 'Fire and Special Perils,' 'Burglary'. or Accidental Damage Risks if preferred
The basic cover, can include cover for explosion, aircraft, earthquake, riot, civil commotion and/or malicious damage, storm and tempest, flood, burst pipes, impact and sprinkler leakage.

Within the ‘All Risks’ option a much wider cover for all losses and damage is provided (possibly subject to certain specific exclusions). Discounts can be obtained for smoke detectors, burglar alarms non smokers and window locks etc...


Employers Liability

Since 1971 all employers have had to take responsibility for claims made against the firm for any employee incurring death, injury or disease sustained while they are at work
Employers Liability Insurance is a protection for the employer or firms against claims made upon them by employees, and it is legally necessary to insure against this risk. Potentially not having this cover could mean that the firm could become bankrupt because of a substantial upheld claim, made by an employee

 



Public Liability


This is where a firm can protect itself, from claims made upon the business for bodily injury or death by a member of the public, which has been incurred due to either the negligence of the firm or an employee of that firm.

This can also incorporate the liability from an accidental injury sustained by or accidental loss or damage to the property of third parties arising in some instances from potential defects in products either supplied or sold to the third party by the firm.

Travel Insurance


Travel Insurance should always be arranged for any individual who travels overseas irrespective of the existence of the E111 form. Additionally travel insurance should be considered for individuals travelling within the UK as accidents or losses are not restricted to travelling abroad

What is an E111 form?
The purpose of the E111 form is that individuals may benefit from reciprocal health arrangements, which exist between European Union countries. The form is obtained from the Post Office who will validate the form once completed.
Having this form available will reduce personal medical expenses generally and also means that there are no excesses to pay.

It is the individuals own responsibility to provide honest, complete and accurate information on any application form and also throughout the life of any policy.

Please note that any failure to disclose any material information to the provider could potentially invalidate the insurance cover.

RTP will only be too pleased to provide a quotation to you for any of the above insuarnce to suit your requirements.




 
 
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RTP Inependent Mortgages & Financial Services Limited is authorised and regulated by the Financial Services Authority
Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured on it.